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thanks for this, it was really breaking immersion

@karim27 use this gameconfig, thanks to GensokyoIsReal for the solution
https://www.gta5-mods.com/misc/gta-5-gameconfig-300-cars

For anyone having issues with peds spawning with umbrellas when used with NVR/NVE, this is a NaturalVision problem, it has nothing to do with WOV.
Luckily, it is easy to fix. Assuming you have Naturalvision and WOV installed, open your update.rpf file with OpenIV, and head to common/data/levels/gta5/weather.xml

In this file, find all instances of:
<Rain value="0.220000"/>

and replace them with:
<Rain value="0.000000"/>

Now peds will spawn normally again!

pretty good, it's tiring to see your buddies shoot so much and do no damage

Hey dude! You might not have noticed this, but this mod can also fix the "random events not spawning" bug in saves with a corrupted ingame date! (corruption seems to happen because the game sometimes sets the year as the day, so you'd get something ludicrous like "2013th of december, year 10")

for that you deserve even more stars than the site allows :D

@FelixTheBlackCat after mesing around with this mod for a bit i found out that it wasn't really NativeUI that was crashing the script, but rather something unrelated. Do you think you could look into it?,
When the crash happens, all blips stop spawning (You cant rob banks, atms, etc). I'm using the latest version of ScripthookV & ScripthookV Dot net.

ScriptHookVDotNet2.log:
[04:21:37] [DEBUG] Created script domain 'ScriptDomain_CC5D2AFC' with v2.10.0.
[04:21:37] [DEBUG] Loading scripts from 'E:\Steam\steamapps\common\Grand Theft Auto V\scripts' into script domain 'ScriptDomain_CC5D2AFC' ...
[04:21:37] [INFO] Loading assembly 'ATMBankHeist.dll' ...
[04:21:37] [DEBUG] Found 1 script(s) in 'ATMBankHeist.dll'.
[04:21:37] [INFO] Loading assembly 'NativeUI.dll' ...
[04:21:37] [DEBUG] Found 1 script(s) in 'NativeUI.dll'.
[04:21:37] [DEBUG] Starting 2 script(s) ...
[04:21:37] [DEBUG] Instantiating script 'RP.Bank' in script domain 'ScriptDomain_CC5D2AFC' ...
[04:21:37] [DEBUG] Started script 'RP.Bank'.
[04:21:37] [DEBUG] Instantiating script 'NativeUI.BigMessageThread' in script domain 'ScriptDomain_CC5D2AFC' ...
[04:21:37] [DEBUG] Started script 'NativeUI.BigMessageThread'.
[04:21:39] [ERROR] Caught fatal unhandled exception:
System.NullReferenceException: Referencia a objeto no establecida como instancia de un objeto.
en RP.Bank.onTick(Object sender, EventArgs e)
en System.EventHandler.Invoke(Object sender, EventArgs e)
en GTA.Script.raise_Tick(Object value0, EventArgs value1)
en GTA.Script.MainLoop()

Good mod, but just a heads up, the included NativeUI.dll is outdated, which made the whole bank robbery system not work. After updating it to the latest version everything worked properly.